LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,340
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,466
−HK$2,160/mo
Today · 4.125%
HK$72,626
baseline
▲ 0.50% · 4.625%
HK$77,045
+HK$4,419/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,252/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,028
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,067
−HK$2,068/mo
Today · 4.125%
HK$80,135
baseline
▲ 0.50% · 4.625%
HK$84,359
+HK$4,224/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,270/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,008
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,559
−HK$2,592/mo
Today · 4.125%
HK$87,151
baseline
▲ 0.50% · 4.625%
HK$92,454
+HK$5,303/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,302/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,233
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,680
−HK$2,482/mo
Today · 4.125%
HK$96,162
baseline
▲ 0.50% · 4.625%
HK$101,231
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,324/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,676
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,652
−HK$3,024/mo
Today · 4.125%
HK$101,676
baseline
▲ 0.50% · 4.625%
HK$107,863
+HK$6,187/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,352/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,439
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,294
−HK$2,896/mo
Today · 4.125%
HK$112,190
baseline
▲ 0.50% · 4.625%
HK$118,103
+HK$5,913/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,380/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,012
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,839
−HK$3,887/mo
Today · 4.125%
HK$130,726
baseline
▲ 0.50% · 4.625%
HK$138,681
+HK$7,955/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,452/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,850
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,520
−HK$3,724/mo
Today · 4.125%
HK$144,244
baseline
▲ 0.50% · 4.625%
HK$151,847
+HK$7,603/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,488/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,743 · Scale 2, in force from 26 Feb 2026)