LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,341
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,467
−HK$2,160/mo
Today · 4.125%
HK$72,627
baseline
▲ 0.50% · 4.625%
HK$77,046
+HK$4,419/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,254/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,029
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,068
−HK$2,069/mo
Today · 4.125%
HK$80,137
baseline
▲ 0.50% · 4.625%
HK$84,361
+HK$4,224/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,274/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,010
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,560
−HK$2,592/mo
Today · 4.125%
HK$87,152
baseline
▲ 0.50% · 4.625%
HK$92,455
+HK$5,303/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,304/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,235
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,682
−HK$2,482/mo
Today · 4.125%
HK$96,164
baseline
▲ 0.50% · 4.625%
HK$101,233
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,328/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,678
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,654
−HK$3,024/mo
Today · 4.125%
HK$101,678
baseline
▲ 0.50% · 4.625%
HK$107,864
+HK$6,186/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,356/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,441
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,295
−HK$2,896/mo
Today · 4.125%
HK$112,191
baseline
▲ 0.50% · 4.625%
HK$118,105
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,382/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,014
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,841
−HK$3,887/mo
Today · 4.125%
HK$130,728
baseline
▲ 0.50% · 4.625%
HK$138,683
+HK$7,955/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,456/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,852
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,522
−HK$3,724/mo
Today · 4.125%
HK$144,246
baseline
▲ 0.50% · 4.625%
HK$151,849
+HK$7,603/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,492/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,762 · Scale 2, in force from 26 Feb 2026)