LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,345
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,470
−HK$2,160/mo
Today · 4.125%
HK$72,630
baseline
▲ 0.50% · 4.625%
HK$77,050
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,260/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,033
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,072
−HK$2,068/mo
Today · 4.125%
HK$80,140
baseline
▲ 0.50% · 4.625%
HK$84,365
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,280/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,013
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,565
−HK$2,591/mo
Today · 4.125%
HK$87,156
baseline
▲ 0.50% · 4.625%
HK$92,460
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,312/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,239
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,686
−HK$2,482/mo
Today · 4.125%
HK$96,168
baseline
▲ 0.50% · 4.625%
HK$101,238
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,336/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,682
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,659
−HK$3,023/mo
Today · 4.125%
HK$101,682
baseline
▲ 0.50% · 4.625%
HK$107,870
+HK$6,188/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,364/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,446
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,300
−HK$2,897/mo
Today · 4.125%
HK$112,197
baseline
▲ 0.50% · 4.625%
HK$118,111
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,394/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,020
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,847
−HK$3,888/mo
Today · 4.125%
HK$130,735
baseline
▲ 0.50% · 4.625%
HK$138,689
+HK$7,954/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,470/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,859
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,529
−HK$3,724/mo
Today · 4.125%
HK$144,253
baseline
▲ 0.50% · 4.625%
HK$151,856
+HK$7,603/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,506/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,823 · Scale 2, in force from 26 Feb 2026)