LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,346
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,472
−HK$2,160/mo
Today · 4.125%
HK$72,632
baseline
▲ 0.50% · 4.625%
HK$77,052
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,264/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,035
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,074
−HK$2,069/mo
Today · 4.125%
HK$80,143
baseline
▲ 0.50% · 4.625%
HK$84,367
+HK$4,224/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,286/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,016
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,567
−HK$2,592/mo
Today · 4.125%
HK$87,159
baseline
▲ 0.50% · 4.625%
HK$92,462
+HK$5,303/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,318/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,242
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,689
−HK$2,482/mo
Today · 4.125%
HK$96,171
baseline
▲ 0.50% · 4.625%
HK$101,240
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,342/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,685
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,661
−HK$3,024/mo
Today · 4.125%
HK$101,685
baseline
▲ 0.50% · 4.625%
HK$107,873
+HK$6,188/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,370/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,449
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,303
−HK$2,897/mo
Today · 4.125%
HK$112,200
baseline
▲ 0.50% · 4.625%
HK$118,114
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,400/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,023
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,850
−HK$3,888/mo
Today · 4.125%
HK$130,738
baseline
▲ 0.50% · 4.625%
HK$138,693
+HK$7,955/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,476/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,862
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,533
−HK$3,724/mo
Today · 4.125%
HK$144,257
baseline
▲ 0.50% · 4.625%
HK$151,861
+HK$7,604/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,514/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,857 · Scale 2, in force from 26 Feb 2026)