LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,351
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,477
−HK$2,160/mo
Today · 4.125%
HK$72,637
baseline
▲ 0.50% · 4.625%
HK$77,057
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,274/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,040
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,079
−HK$2,069/mo
Today · 4.125%
HK$80,148
baseline
▲ 0.50% · 4.625%
HK$84,372
+HK$4,224/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,296/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,021
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,572
−HK$2,592/mo
Today · 4.125%
HK$87,164
baseline
▲ 0.50% · 4.625%
HK$92,468
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,328/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,247
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,695
−HK$2,482/mo
Today · 4.125%
HK$96,177
baseline
▲ 0.50% · 4.625%
HK$101,247
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,354/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,691
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,668
−HK$3,024/mo
Today · 4.125%
HK$101,692
baseline
▲ 0.50% · 4.625%
HK$107,879
+HK$6,187/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,384/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,455
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,310
−HK$2,897/mo
Today · 4.125%
HK$112,207
baseline
▲ 0.50% · 4.625%
HK$118,121
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,414/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,031
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,858
−HK$3,889/mo
Today · 4.125%
HK$130,747
baseline
▲ 0.50% · 4.625%
HK$138,702
+HK$7,955/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,494/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,871
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,542
−HK$3,724/mo
Today · 4.125%
HK$144,266
baseline
▲ 0.50% · 4.625%
HK$151,870
+HK$7,604/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,532/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,939 · Scale 2, in force from 26 Feb 2026)