LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,354
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,480
−HK$2,160/mo
Today · 4.125%
HK$72,640
baseline
▲ 0.50% · 4.625%
HK$77,060
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,280/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,043
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,082
−HK$2,069/mo
Today · 4.125%
HK$80,151
baseline
▲ 0.50% · 4.625%
HK$84,376
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,302/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,025
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,576
−HK$2,592/mo
Today · 4.125%
HK$87,168
baseline
▲ 0.50% · 4.625%
HK$92,472
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,336/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,252
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,699
−HK$2,483/mo
Today · 4.125%
HK$96,182
baseline
▲ 0.50% · 4.625%
HK$101,251
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,364/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,695
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,672
−HK$3,024/mo
Today · 4.125%
HK$101,696
baseline
▲ 0.50% · 4.625%
HK$107,884
+HK$6,188/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,392/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,460
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,315
−HK$2,897/mo
Today · 4.125%
HK$112,212
baseline
▲ 0.50% · 4.625%
HK$118,127
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,424/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,037
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,864
−HK$3,888/mo
Today · 4.125%
HK$130,752
baseline
▲ 0.50% · 4.625%
HK$138,708
+HK$7,956/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,504/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,877
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,548
−HK$3,724/mo
Today · 4.125%
HK$144,272
baseline
▲ 0.50% · 4.625%
HK$151,877
+HK$7,605/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,544/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,997 · Scale 2, in force from 26 Feb 2026)