LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,354
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,481
−HK$2,160/mo
Today · 4.125%
HK$72,641
baseline
▲ 0.50% · 4.625%
HK$77,061
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,282/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,043
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,083
−HK$2,069/mo
Today · 4.125%
HK$80,152
baseline
▲ 0.50% · 4.625%
HK$84,377
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,304/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,025
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,577
−HK$2,592/mo
Today · 4.125%
HK$87,169
baseline
▲ 0.50% · 4.625%
HK$92,473
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,338/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,252
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,700
−HK$2,482/mo
Today · 4.125%
HK$96,182
baseline
▲ 0.50% · 4.625%
HK$101,252
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,364/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,696
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,673
−HK$3,024/mo
Today · 4.125%
HK$101,697
baseline
▲ 0.50% · 4.625%
HK$107,885
+HK$6,188/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,394/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,461
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,316
−HK$2,897/mo
Today · 4.125%
HK$112,213
baseline
▲ 0.50% · 4.625%
HK$118,128
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,426/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,038
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,865
−HK$3,888/mo
Today · 4.125%
HK$130,753
baseline
▲ 0.50% · 4.625%
HK$138,709
+HK$7,956/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,506/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,878
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,549
−HK$3,724/mo
Today · 4.125%
HK$144,273
baseline
▲ 0.50% · 4.625%
HK$151,878
+HK$7,605/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,546/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,006 · Scale 2, in force from 26 Feb 2026)