LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,355
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,481
−HK$2,161/mo
Today · 4.125%
HK$72,642
baseline
▲ 0.50% · 4.625%
HK$77,062
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,284/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,045
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,084
−HK$2,069/mo
Today · 4.125%
HK$80,153
baseline
▲ 0.50% · 4.625%
HK$84,378
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,306/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,026
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,578
−HK$2,592/mo
Today · 4.125%
HK$87,170
baseline
▲ 0.50% · 4.625%
HK$92,474
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,340/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,253
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,701
−HK$2,483/mo
Today · 4.125%
HK$96,184
baseline
▲ 0.50% · 4.625%
HK$101,254
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,368/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,697
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,674
−HK$3,024/mo
Today · 4.125%
HK$101,698
baseline
▲ 0.50% · 4.625%
HK$107,887
+HK$6,189/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,396/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,462
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,318
−HK$2,896/mo
Today · 4.125%
HK$112,214
baseline
▲ 0.50% · 4.625%
HK$118,129
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,428/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,039
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,867
−HK$3,888/mo
Today · 4.125%
HK$130,755
baseline
▲ 0.50% · 4.625%
HK$138,711
+HK$7,956/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,510/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,880
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,551
−HK$3,724/mo
Today · 4.125%
HK$144,275
baseline
▲ 0.50% · 4.625%
HK$151,880
+HK$7,605/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,550/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,023 · Scale 2, in force from 26 Feb 2026)