LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,357
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,483
−HK$2,160/mo
Today · 4.125%
HK$72,643
baseline
▲ 0.50% · 4.625%
HK$77,063
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,286/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,046
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,085
−HK$2,069/mo
Today · 4.125%
HK$80,154
baseline
▲ 0.50% · 4.625%
HK$84,380
+HK$4,226/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,308/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,028
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,579
−HK$2,593/mo
Today · 4.125%
HK$87,172
baseline
▲ 0.50% · 4.625%
HK$92,476
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,344/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,255
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,703
−HK$2,482/mo
Today · 4.125%
HK$96,185
baseline
▲ 0.50% · 4.625%
HK$101,255
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,370/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,699
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,676
−HK$3,024/mo
Today · 4.125%
HK$101,700
baseline
▲ 0.50% · 4.625%
HK$107,889
+HK$6,189/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,400/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,464
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,320
−HK$2,896/mo
Today · 4.125%
HK$112,216
baseline
▲ 0.50% · 4.625%
HK$118,131
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,432/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,042
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,869
−HK$3,889/mo
Today · 4.125%
HK$130,758
baseline
▲ 0.50% · 4.625%
HK$138,714
+HK$7,956/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,516/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,883
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,554
−HK$3,724/mo
Today · 4.125%
HK$144,278
baseline
▲ 0.50% · 4.625%
HK$151,883
+HK$7,605/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,556/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,047 · Scale 2, in force from 26 Feb 2026)