LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,358
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,484
−HK$2,161/mo
Today · 4.125%
HK$72,645
baseline
▲ 0.50% · 4.625%
HK$77,065
+HK$4,420/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,290/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,048
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,087
−HK$2,069/mo
Today · 4.125%
HK$80,156
baseline
▲ 0.50% · 4.625%
HK$84,381
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,312/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,030
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,581
−HK$2,593/mo
Today · 4.125%
HK$87,174
baseline
▲ 0.50% · 4.625%
HK$92,478
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,348/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,257
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,705
−HK$2,483/mo
Today · 4.125%
HK$96,188
baseline
▲ 0.50% · 4.625%
HK$101,258
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,376/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,701
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,678
−HK$3,025/mo
Today · 4.125%
HK$101,703
baseline
▲ 0.50% · 4.625%
HK$107,891
+HK$6,188/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,406/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,467
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,322
−HK$2,897/mo
Today · 4.125%
HK$112,219
baseline
▲ 0.50% · 4.625%
HK$118,134
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,438/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,044
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,872
−HK$3,888/mo
Today · 4.125%
HK$130,760
baseline
▲ 0.50% · 4.625%
HK$138,717
+HK$7,957/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,520/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,886
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,557
−HK$3,724/mo
Today · 4.125%
HK$144,281
baseline
▲ 0.50% · 4.625%
HK$151,887
+HK$7,606/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,562/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,075 · Scale 2, in force from 26 Feb 2026)