LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,360
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,487
−HK$2,160/mo
Today · 4.125%
HK$72,647
baseline
▲ 0.50% · 4.625%
HK$77,068
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,294/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,050
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,090
−HK$2,069/mo
Today · 4.125%
HK$80,159
baseline
▲ 0.50% · 4.625%
HK$84,384
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,318/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,032
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,584
−HK$2,593/mo
Today · 4.125%
HK$87,177
baseline
▲ 0.50% · 4.625%
HK$92,481
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,354/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,260
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,708
−HK$2,483/mo
Today · 4.125%
HK$96,191
baseline
▲ 0.50% · 4.625%
HK$101,261
+HK$5,070/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,382/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,705
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,682
−HK$3,024/mo
Today · 4.125%
HK$101,706
baseline
▲ 0.50% · 4.625%
HK$107,895
+HK$6,189/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$203,412/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,470
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,326
−HK$2,897/mo
Today · 4.125%
HK$112,223
baseline
▲ 0.50% · 4.625%
HK$118,138
+HK$5,915/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$224,446/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,049
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$126,876
−HK$3,889/mo
Today · 4.125%
HK$130,765
baseline
▲ 0.50% · 4.625%
HK$138,722
+HK$7,957/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,530/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,890
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,562
−HK$3,724/mo
Today · 4.125%
HK$144,286
baseline
▲ 0.50% · 4.625%
HK$151,892
+HK$7,606/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,572/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,119 · Scale 2, in force from 26 Feb 2026)