LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,361
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,488
−HK$2,160/mo
Today · 4.125%
HK$72,648
baseline
▲ 0.50% · 4.625%
HK$77,069
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,296/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,051
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,091
−HK$2,069/mo
Today · 4.125%
HK$80,160
baseline
▲ 0.50% · 4.625%
HK$84,385
+HK$4,225/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,320/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,034
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,585
−HK$2,593/mo
Today · 4.125%
HK$87,178
baseline
▲ 0.50% · 4.625%
HK$92,482
+HK$5,304/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,356/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,262
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,709
−HK$2,483/mo
Today · 4.125%
HK$96,192
baseline
▲ 0.50% · 4.625%
HK$101,263
+HK$5,071/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,384/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,706
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,683
−HK$3,024/mo
Today · 4.125%
HK$101,707
baseline
▲ 0.50% · 4.625%
HK$107,896
+HK$6,189/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$203,414/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,472
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,327
−HK$2,897/mo
Today · 4.125%
HK$112,224
baseline
▲ 0.50% · 4.625%
HK$118,140
+HK$5,916/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$224,448/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,050
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,878
−HK$3,889/mo
Today · 4.125%
HK$130,767
baseline
▲ 0.50% · 4.625%
HK$138,724
+HK$7,957/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,534/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,892
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,564
−HK$3,724/mo
Today · 4.125%
HK$144,288
baseline
▲ 0.50% · 4.625%
HK$151,894
+HK$7,606/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,576/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,136 · Scale 2, in force from 26 Feb 2026)