LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,366
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,492
−HK$2,161/mo
Today · 4.125%
HK$72,653
baseline
▲ 0.50% · 4.625%
HK$77,074
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,306/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,056
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,096
−HK$2,069/mo
Today · 4.125%
HK$80,165
baseline
▲ 0.50% · 4.625%
HK$84,391
+HK$4,226/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,330/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,039
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,591
−HK$2,592/mo
Today · 4.125%
HK$87,183
baseline
▲ 0.50% · 4.625%
HK$92,488
+HK$5,305/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,366/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,267
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,715
−HK$2,483/mo
Today · 4.125%
HK$96,198
baseline
▲ 0.50% · 4.625%
HK$101,269
+HK$5,071/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,396/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,712
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,689
−HK$3,025/mo
Today · 4.125%
HK$101,714
baseline
▲ 0.50% · 4.625%
HK$107,903
+HK$6,189/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$203,428/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,479
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,334
−HK$2,897/mo
Today · 4.125%
HK$112,231
baseline
▲ 0.50% · 4.625%
HK$118,147
+HK$5,916/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$224,462/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,058
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,886
−HK$3,889/mo
Today · 4.125%
HK$130,775
baseline
▲ 0.50% · 4.625%
HK$138,733
+HK$7,958/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,550/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,901
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,573
−HK$3,724/mo
Today · 4.125%
HK$144,297
baseline
▲ 0.50% · 4.625%
HK$151,904
+HK$7,607/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,594/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,218 · Scale 2, in force from 26 Feb 2026)