LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,368
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,495
−HK$2,160/mo
Today · 4.125%
HK$72,655
baseline
▲ 0.50% · 4.625%
HK$77,076
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,310/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,059
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,099
−HK$2,069/mo
Today · 4.125%
HK$80,168
baseline
▲ 0.50% · 4.625%
HK$84,394
+HK$4,226/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,336/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,042
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,594
−HK$2,592/mo
Today · 4.125%
HK$87,186
baseline
▲ 0.50% · 4.625%
HK$92,491
+HK$5,305/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,372/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,270
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,718
−HK$2,483/mo
Today · 4.125%
HK$96,201
baseline
▲ 0.50% · 4.625%
HK$101,272
+HK$5,071/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,402/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,715
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,692
−HK$3,025/mo
Today · 4.125%
HK$101,717
baseline
▲ 0.50% · 4.625%
HK$107,907
+HK$6,190/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$203,434/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,482
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,338
−HK$2,897/mo
Today · 4.125%
HK$112,235
baseline
▲ 0.50% · 4.625%
HK$118,151
+HK$5,916/mo
Deposit HK$8.99M · loan HK$20.99M · min. income ≈ HK$224,470/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,062
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,890
−HK$3,889/mo
Today · 4.125%
HK$130,779
baseline
▲ 0.50% · 4.625%
HK$138,737
+HK$7,958/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$261,558/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,906
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,577
−HK$3,725/mo
Today · 4.125%
HK$144,302
baseline
▲ 0.50% · 4.625%
HK$151,909
+HK$7,607/mo
Deposit HK$3.00M · loan HK$26.98M · min. income ≈ HK$288,604/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,260 · Scale 2, in force from 26 Feb 2026)