LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,374
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,501
−HK$2,161/mo
Today · 4.125%
HK$72,662
baseline
▲ 0.50% · 4.625%
HK$77,083
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,324/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,066
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,106
−HK$2,069/mo
Today · 4.125%
HK$80,175
baseline
▲ 0.50% · 4.625%
HK$84,402
+HK$4,227/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,350/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,049
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,601
−HK$2,594/mo
Today · 4.125%
HK$87,195
baseline
▲ 0.50% · 4.625%
HK$92,500
+HK$5,305/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,390/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,279
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,727
−HK$2,484/mo
Today · 4.125%
HK$96,211
baseline
▲ 0.50% · 4.625%
HK$101,282
+HK$5,071/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,422/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,724
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,702
−HK$3,025/mo
Today · 4.125%
HK$101,727
baseline
▲ 0.50% · 4.625%
HK$107,917
+HK$6,190/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$203,454/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,492
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,348
−HK$2,898/mo
Today · 4.125%
HK$112,246
baseline
▲ 0.50% · 4.625%
HK$118,162
+HK$5,916/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$224,492/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,074
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,902
−HK$3,890/mo
Today · 4.125%
HK$130,792
baseline
▲ 0.50% · 4.625%
HK$138,750
+HK$7,958/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,584/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,919
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,591
−HK$3,725/mo
Today · 4.125%
HK$144,316
baseline
▲ 0.50% · 4.625%
HK$151,923
+HK$7,607/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,632/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,380 · Scale 2, in force from 26 Feb 2026)