LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,086
+HK$4,421/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,069
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,069/mo
Today · 4.125%
HK$80,178
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,227/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,356/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,052
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,605
−HK$2,593/mo
Today · 4.125%
HK$87,198
baseline
▲ 0.50% · 4.625%
HK$92,504
+HK$5,306/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,396/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,282
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,731
−HK$2,483/mo
Today · 4.125%
HK$96,214
baseline
▲ 0.50% · 4.625%
HK$101,286
+HK$5,072/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,428/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,728
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,705
−HK$3,026/mo
Today · 4.125%
HK$101,731
baseline
▲ 0.50% · 4.625%
HK$107,921
+HK$6,190/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$203,462/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,496
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,352
−HK$2,898/mo
Today · 4.125%
HK$112,250
baseline
▲ 0.50% · 4.625%
HK$118,167
+HK$5,917/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$224,500/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,079
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,907
−HK$3,890/mo
Today · 4.125%
HK$130,797
baseline
▲ 0.50% · 4.625%
HK$138,755
+HK$7,958/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,594/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,924
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,596
−HK$3,725/mo
Today · 4.125%
HK$144,321
baseline
▲ 0.50% · 4.625%
HK$151,929
+HK$7,608/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,642/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,428 · Scale 2, in force from 26 Feb 2026)