LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$4,422/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,069
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,070/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,226/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,053
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,605
−HK$2,593/mo
Today · 4.125%
HK$87,198
baseline
▲ 0.50% · 4.625%
HK$92,504
+HK$5,306/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,396/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,283
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,731
−HK$2,484/mo
Today · 4.125%
HK$96,215
baseline
▲ 0.50% · 4.625%
HK$101,286
+HK$5,071/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,430/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,728
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,706
−HK$3,025/mo
Today · 4.125%
HK$101,731
baseline
▲ 0.50% · 4.625%
HK$107,921
+HK$6,190/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$203,462/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,497
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,353
−HK$2,897/mo
Today · 4.125%
HK$112,250
baseline
▲ 0.50% · 4.625%
HK$118,167
+HK$5,917/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$224,500/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,079
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,908
−HK$3,889/mo
Today · 4.125%
HK$130,797
baseline
▲ 0.50% · 4.625%
HK$138,756
+HK$7,959/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,594/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,924
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$140,597
−HK$3,725/mo
Today · 4.125%
HK$144,322
baseline
▲ 0.50% · 4.625%
HK$151,929
+HK$7,607/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,644/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,434 · Scale 2, in force from 26 Feb 2026)