LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,378
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$4,422/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,069
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,070/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,226/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,053
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,605
−HK$2,593/mo
Today · 4.125%
HK$87,198
baseline
▲ 0.50% · 4.625%
HK$92,504
+HK$5,306/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$174,396/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,283
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,731
−HK$2,484/mo
Today · 4.125%
HK$96,215
baseline
▲ 0.50% · 4.625%
HK$101,287
+HK$5,072/mo
Deposit HK$11.99M · loan HK$17.99M · min. income ≈ HK$192,430/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,729
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,706
−HK$3,026/mo
Today · 4.125%
HK$101,732
baseline
▲ 0.50% · 4.625%
HK$107,922
+HK$6,190/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$203,464/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,497
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,353
−HK$2,898/mo
Today · 4.125%
HK$112,251
baseline
▲ 0.50% · 4.625%
HK$118,168
+HK$5,917/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$224,502/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,080
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,908
−HK$3,890/mo
Today · 4.125%
HK$130,798
baseline
▲ 0.50% · 4.625%
HK$138,756
+HK$7,958/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,596/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,925
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,597
−HK$3,725/mo
Today · 4.125%
HK$144,322
baseline
▲ 0.50% · 4.625%
HK$151,930
+HK$7,608/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,644/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,438 · Scale 2, in force from 26 Feb 2026)