LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,389
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$2,161/mo
Today · 4.125%
HK$72,677
baseline
▲ 0.50% · 4.625%
HK$77,099
+HK$4,422/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,354/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,082
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,122
−HK$2,070/mo
Today · 4.125%
HK$80,192
baseline
▲ 0.50% · 4.625%
HK$84,419
+HK$4,227/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,384/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,066
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,619
−HK$2,594/mo
Today · 4.125%
HK$87,213
baseline
▲ 0.50% · 4.625%
HK$92,519
+HK$5,306/mo
Deposit HK$12.00M · loan HK$17.99M · min. income ≈ HK$174,426/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,298
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,746
−HK$2,484/mo
Today · 4.125%
HK$96,230
baseline
▲ 0.50% · 4.625%
HK$101,303
+HK$5,073/mo
Deposit HK$12.00M · loan HK$17.99M · min. income ≈ HK$192,460/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,744
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,722
−HK$3,026/mo
Today · 4.125%
HK$101,748
baseline
▲ 0.50% · 4.625%
HK$107,939
+HK$6,191/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$203,496/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,514
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,371
−HK$2,898/mo
Today · 4.125%
HK$112,269
baseline
▲ 0.50% · 4.625%
HK$118,187
+HK$5,918/mo
Deposit HK$9.00M · loan HK$20.99M · min. income ≈ HK$224,538/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,099
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,928
−HK$3,891/mo
Today · 4.125%
HK$130,819
baseline
▲ 0.50% · 4.625%
HK$138,779
+HK$7,960/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,638/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,947
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,620
−HK$3,726/mo
Today · 4.125%
HK$144,346
baseline
▲ 0.50% · 4.625%
HK$151,954
+HK$7,608/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,692/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,644 · Scale 2, in force from 26 Feb 2026)