LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,391
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,519
−HK$2,161/mo
Today · 4.125%
HK$72,680
baseline
▲ 0.50% · 4.625%
HK$77,103
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,360/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,085
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,125
−HK$2,070/mo
Today · 4.125%
HK$80,195
baseline
▲ 0.50% · 4.625%
HK$84,423
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,390/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,070
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,623
−HK$2,593/mo
Today · 4.125%
HK$87,216
baseline
▲ 0.50% · 4.625%
HK$92,523
+HK$5,307/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,432/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,302
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,750
−HK$2,484/mo
Today · 4.125%
HK$96,234
baseline
▲ 0.50% · 4.625%
HK$101,307
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,468/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,748
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,726
−HK$3,026/mo
Today · 4.125%
HK$101,752
baseline
▲ 0.50% · 4.625%
HK$107,944
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,504/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,519
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,375
−HK$2,899/mo
Today · 4.125%
HK$112,274
baseline
▲ 0.50% · 4.625%
HK$118,192
+HK$5,918/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,548/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,105
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,934
−HK$3,890/mo
Today · 4.125%
HK$130,824
baseline
▲ 0.50% · 4.625%
HK$138,785
+HK$7,961/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,648/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,953
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,626
−HK$3,726/mo
Today · 4.125%
HK$144,352
baseline
▲ 0.50% · 4.625%
HK$151,961
+HK$7,609/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,704/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,697 · Scale 2, in force from 26 Feb 2026)