LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,393
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$2,162/mo
Today · 4.125%
HK$72,682
baseline
▲ 0.50% · 4.625%
HK$77,104
+HK$4,422/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,364/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,086
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,127
−HK$2,070/mo
Today · 4.125%
HK$80,197
baseline
▲ 0.50% · 4.625%
HK$84,424
+HK$4,227/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,394/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,071
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,624
−HK$2,594/mo
Today · 4.125%
HK$87,218
baseline
▲ 0.50% · 4.625%
HK$92,525
+HK$5,307/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,436/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,304
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,752
−HK$2,485/mo
Today · 4.125%
HK$96,237
baseline
▲ 0.50% · 4.625%
HK$101,309
+HK$5,072/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,474/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,750
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,728
−HK$3,026/mo
Today · 4.125%
HK$101,754
baseline
▲ 0.50% · 4.625%
HK$107,946
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,508/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,521
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,378
−HK$2,898/mo
Today · 4.125%
HK$112,276
baseline
▲ 0.50% · 4.625%
HK$118,194
+HK$5,918/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,552/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,107
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,937
−HK$3,890/mo
Today · 4.125%
HK$130,827
baseline
▲ 0.50% · 4.625%
HK$138,788
+HK$7,961/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$261,654/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,956
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,629
−HK$3,726/mo
Today · 4.125%
HK$144,355
baseline
▲ 0.50% · 4.625%
HK$151,964
+HK$7,609/mo
Deposit HK$3.00M · loan HK$26.99M · min. income ≈ HK$288,710/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,725 · Scale 2, in force from 26 Feb 2026)