LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,396
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,524
−HK$2,161/mo
Today · 4.125%
HK$72,685
baseline
▲ 0.50% · 4.625%
HK$77,108
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,370/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,090
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,131
−HK$2,070/mo
Today · 4.125%
HK$80,201
baseline
▲ 0.50% · 4.625%
HK$84,429
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,402/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,075
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,628
−HK$2,594/mo
Today · 4.125%
HK$87,222
baseline
▲ 0.50% · 4.625%
HK$92,530
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,444/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,308
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,757
−HK$2,484/mo
Today · 4.125%
HK$96,241
baseline
▲ 0.50% · 4.625%
HK$101,314
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,482/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,755
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,733
−HK$3,026/mo
Today · 4.125%
HK$101,759
baseline
▲ 0.50% · 4.625%
HK$107,951
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,518/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,526
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,383
−HK$2,898/mo
Today · 4.125%
HK$112,281
baseline
▲ 0.50% · 4.625%
HK$118,200
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,562/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,113
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,943
−HK$3,890/mo
Today · 4.125%
HK$130,833
baseline
▲ 0.50% · 4.625%
HK$138,794
+HK$7,961/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,666/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,962
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,635
−HK$3,727/mo
Today · 4.125%
HK$144,362
baseline
▲ 0.50% · 4.625%
HK$151,971
+HK$7,609/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,724/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,787 · Scale 2, in force from 26 Feb 2026)