LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,399
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,527
−HK$2,161/mo
Today · 4.125%
HK$72,688
baseline
▲ 0.50% · 4.625%
HK$77,111
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,376/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,093
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,134
−HK$2,070/mo
Today · 4.125%
HK$80,204
baseline
▲ 0.50% · 4.625%
HK$84,432
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,408/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,079
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,632
−HK$2,594/mo
Today · 4.125%
HK$87,226
baseline
▲ 0.50% · 4.625%
HK$92,534
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,452/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,312
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,761
−HK$2,484/mo
Today · 4.125%
HK$96,245
baseline
▲ 0.50% · 4.625%
HK$101,319
+HK$5,074/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,490/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,759
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,738
−HK$3,026/mo
Today · 4.125%
HK$101,764
baseline
▲ 0.50% · 4.625%
HK$107,956
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,528/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,531
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,388
−HK$2,898/mo
Today · 4.125%
HK$112,286
baseline
▲ 0.50% · 4.625%
HK$118,205
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,572/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,119
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,948
−HK$3,891/mo
Today · 4.125%
HK$130,839
baseline
▲ 0.50% · 4.625%
HK$138,800
+HK$7,961/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,678/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,968
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,642
−HK$3,726/mo
Today · 4.125%
HK$144,368
baseline
▲ 0.50% · 4.625%
HK$151,978
+HK$7,610/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,736/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,842 · Scale 2, in force from 26 Feb 2026)