LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,400
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,527
−HK$2,162/mo
Today · 4.125%
HK$72,689
baseline
▲ 0.50% · 4.625%
HK$77,112
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,378/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,094
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,135
−HK$2,070/mo
Today · 4.125%
HK$80,205
baseline
▲ 0.50% · 4.625%
HK$84,433
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,410/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,080
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,633
−HK$2,594/mo
Today · 4.125%
HK$87,227
baseline
▲ 0.50% · 4.625%
HK$92,534
+HK$5,307/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,454/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,313
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,762
−HK$2,484/mo
Today · 4.125%
HK$96,246
baseline
▲ 0.50% · 4.625%
HK$101,319
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,492/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,759
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,738
−HK$3,026/mo
Today · 4.125%
HK$101,764
baseline
▲ 0.50% · 4.625%
HK$107,957
+HK$6,193/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,528/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,531
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,389
−HK$2,898/mo
Today · 4.125%
HK$112,287
baseline
▲ 0.50% · 4.625%
HK$118,206
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,574/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,119
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,949
−HK$3,891/mo
Today · 4.125%
HK$130,840
baseline
▲ 0.50% · 4.625%
HK$138,801
+HK$7,961/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,680/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,969
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,642
−HK$3,727/mo
Today · 4.125%
HK$144,369
baseline
▲ 0.50% · 4.625%
HK$151,979
+HK$7,610/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,738/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,850 · Scale 2, in force from 26 Feb 2026)