LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,400
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,528
−HK$2,161/mo
Today · 4.125%
HK$72,689
baseline
▲ 0.50% · 4.625%
HK$77,112
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,378/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,094
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,135
−HK$2,070/mo
Today · 4.125%
HK$80,205
baseline
▲ 0.50% · 4.625%
HK$84,433
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,410/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,080
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,633
−HK$2,594/mo
Today · 4.125%
HK$87,227
baseline
▲ 0.50% · 4.625%
HK$92,535
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,454/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,313
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,762
−HK$2,485/mo
Today · 4.125%
HK$96,247
baseline
▲ 0.50% · 4.625%
HK$101,320
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,494/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,760
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,739
−HK$3,026/mo
Today · 4.125%
HK$101,765
baseline
▲ 0.50% · 4.625%
HK$107,957
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,530/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,532
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,389
−HK$2,899/mo
Today · 4.125%
HK$112,288
baseline
▲ 0.50% · 4.625%
HK$118,206
+HK$5,918/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,576/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,120
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,950
−HK$3,891/mo
Today · 4.125%
HK$130,841
baseline
▲ 0.50% · 4.625%
HK$138,802
+HK$7,961/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,682/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,970
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,643
−HK$3,727/mo
Today · 4.125%
HK$144,370
baseline
▲ 0.50% · 4.625%
HK$151,980
+HK$7,610/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,740/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,857 · Scale 2, in force from 26 Feb 2026)