LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,401
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,529
−HK$2,161/mo
Today · 4.125%
HK$72,690
baseline
▲ 0.50% · 4.625%
HK$77,113
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,380/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,095
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,136
−HK$2,070/mo
Today · 4.125%
HK$80,206
baseline
▲ 0.50% · 4.625%
HK$84,434
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,412/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,081
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,634
−HK$2,594/mo
Today · 4.125%
HK$87,228
baseline
▲ 0.50% · 4.625%
HK$92,536
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,456/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,314
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,763
−HK$2,485/mo
Today · 4.125%
HK$96,248
baseline
▲ 0.50% · 4.625%
HK$101,321
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,496/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,761
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,740
−HK$3,026/mo
Today · 4.125%
HK$101,766
baseline
▲ 0.50% · 4.625%
HK$107,958
+HK$6,192/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,532/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,533
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,391
−HK$2,898/mo
Today · 4.125%
HK$112,289
baseline
▲ 0.50% · 4.625%
HK$118,208
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,578/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,122
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,951
−HK$3,891/mo
Today · 4.125%
HK$130,842
baseline
▲ 0.50% · 4.625%
HK$138,804
+HK$7,962/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,684/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,971
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,645
−HK$3,727/mo
Today · 4.125%
HK$144,372
baseline
▲ 0.50% · 4.625%
HK$151,982
+HK$7,610/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,744/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,873 · Scale 2, in force from 26 Feb 2026)