LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,405
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,533
−HK$2,162/mo
Today · 4.125%
HK$72,695
baseline
▲ 0.50% · 4.625%
HK$77,118
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,390/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,100
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,141
−HK$2,070/mo
Today · 4.125%
HK$80,211
baseline
▲ 0.50% · 4.625%
HK$84,439
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,422/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,086
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,639
−HK$2,595/mo
Today · 4.125%
HK$87,234
baseline
▲ 0.50% · 4.625%
HK$92,541
+HK$5,307/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,468/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,320
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,769
−HK$2,485/mo
Today · 4.125%
HK$96,254
baseline
▲ 0.50% · 4.625%
HK$101,327
+HK$5,073/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,508/mo (50% DSR)
Upfront cash ≈ HK$13.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,767
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,746
−HK$3,026/mo
Today · 4.125%
HK$101,772
baseline
▲ 0.50% · 4.625%
HK$107,965
+HK$6,193/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,544/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,540
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,397
−HK$2,899/mo
Today · 4.125%
HK$112,296
baseline
▲ 0.50% · 4.625%
HK$118,215
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,592/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,129
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,959
−HK$3,891/mo
Today · 4.125%
HK$130,850
baseline
▲ 0.50% · 4.625%
HK$138,812
+HK$7,962/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,700/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,980
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,654
−HK$3,726/mo
Today · 4.125%
HK$144,380
baseline
▲ 0.50% · 4.625%
HK$151,991
+HK$7,611/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,760/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,274,950 · Scale 2, in force from 26 Feb 2026)