LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,408
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,536
−HK$2,162/mo
Today · 4.125%
HK$72,698
baseline
▲ 0.50% · 4.625%
HK$77,121
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,396/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,103
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,144
−HK$2,071/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$84,443
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,090
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,643
−HK$2,594/mo
Today · 4.125%
HK$87,237
baseline
▲ 0.50% · 4.625%
HK$92,546
+HK$5,309/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,474/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,324
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,773
−HK$2,485/mo
Today · 4.125%
HK$96,258
baseline
▲ 0.50% · 4.625%
HK$101,332
+HK$5,074/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,516/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,771
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,750
−HK$3,027/mo
Today · 4.125%
HK$101,777
baseline
▲ 0.50% · 4.625%
HK$107,970
+HK$6,193/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,554/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,545
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,402
−HK$2,899/mo
Today · 4.125%
HK$112,301
baseline
▲ 0.50% · 4.625%
HK$118,220
+HK$5,919/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,602/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,135
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,965
−HK$3,891/mo
Today · 4.125%
HK$130,856
baseline
▲ 0.50% · 4.625%
HK$138,818
+HK$7,962/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,712/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,986
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,660
−HK$3,727/mo
Today · 4.125%
HK$144,387
baseline
▲ 0.50% · 4.625%
HK$151,998
+HK$7,611/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,774/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,007 · Scale 2, in force from 26 Feb 2026)