LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,411
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,539
−HK$2,162/mo
Today · 4.125%
HK$72,701
baseline
▲ 0.50% · 4.625%
HK$77,124
+HK$4,423/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,402/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,106
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,147
−HK$2,071/mo
Today · 4.125%
HK$80,218
baseline
▲ 0.50% · 4.625%
HK$84,446
+HK$4,228/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,436/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,093
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,646
−HK$2,595/mo
Today · 4.125%
HK$87,241
baseline
▲ 0.50% · 4.625%
HK$92,549
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,482/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,328
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,777
−HK$2,485/mo
Today · 4.125%
HK$96,262
baseline
▲ 0.50% · 4.625%
HK$101,336
+HK$5,074/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,524/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,775
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,754
−HK$3,027/mo
Today · 4.125%
HK$101,781
baseline
▲ 0.50% · 4.625%
HK$107,974
+HK$6,193/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,562/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,549
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,406
−HK$2,899/mo
Today · 4.125%
HK$112,305
baseline
▲ 0.50% · 4.625%
HK$118,225
+HK$5,920/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,610/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,139
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,970
−HK$3,891/mo
Today · 4.125%
HK$130,861
baseline
▲ 0.50% · 4.625%
HK$138,824
+HK$7,963/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,722/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,991
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$140,665
−HK$3,728/mo
Today · 4.125%
HK$144,393
baseline
▲ 0.50% · 4.625%
HK$152,004
+HK$7,611/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,786/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,058 · Scale 2, in force from 26 Feb 2026)