LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,414
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,542
−HK$2,163/mo
Today · 4.125%
HK$72,705
baseline
▲ 0.50% · 4.625%
HK$77,129
+HK$4,424/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,410/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,110
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,152
−HK$2,070/mo
Today · 4.125%
HK$80,222
baseline
▲ 0.50% · 4.625%
HK$84,451
+HK$4,229/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,444/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,097
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,595/mo
Today · 4.125%
HK$87,246
baseline
▲ 0.50% · 4.625%
HK$92,554
+HK$5,308/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,492/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,332
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,782
−HK$2,485/mo
Today · 4.125%
HK$96,267
baseline
▲ 0.50% · 4.625%
HK$101,341
+HK$5,074/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,534/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,780
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,759
−HK$3,027/mo
Today · 4.125%
HK$101,786
baseline
▲ 0.50% · 4.625%
HK$107,980
+HK$6,194/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,572/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,554
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,412
−HK$2,899/mo
Today · 4.125%
HK$112,311
baseline
▲ 0.50% · 4.625%
HK$118,231
+HK$5,920/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,622/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,146
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,976
−HK$3,892/mo
Today · 4.125%
HK$130,868
baseline
▲ 0.50% · 4.625%
HK$138,831
+HK$7,963/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$261,736/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,999
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,673
−HK$3,727/mo
Today · 4.125%
HK$144,400
baseline
▲ 0.50% · 4.625%
HK$152,012
+HK$7,612/mo
Deposit HK$3.00M · loan HK$27.00M · min. income ≈ HK$288,800/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,126 · Scale 2, in force from 26 Feb 2026)