LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,421
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$2,162/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$77,136
+HK$4,424/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,105
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,659
−HK$2,595/mo
Today · 4.125%
HK$87,254
baseline
▲ 0.50% · 4.625%
HK$92,563
+HK$5,309/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,508/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,342
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,791
−HK$2,485/mo
Today · 4.125%
HK$96,276
baseline
▲ 0.50% · 4.625%
HK$101,351
+HK$5,075/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,552/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,790
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,769
−HK$3,028/mo
Today · 4.125%
HK$101,797
baseline
▲ 0.50% · 4.625%
HK$107,991
+HK$6,194/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$203,594/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,565
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,423
−HK$2,899/mo
Today · 4.125%
HK$112,322
baseline
▲ 0.50% · 4.625%
HK$118,243
+HK$5,921/mo
Deposit HK$9.00M · loan HK$21.00M · min. income ≈ HK$224,644/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,158
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$126,989
−HK$3,892/mo
Today · 4.125%
HK$130,881
baseline
▲ 0.50% · 4.625%
HK$138,845
+HK$7,964/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,762/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,012
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,687
−HK$3,728/mo
Today · 4.125%
HK$144,415
baseline
▲ 0.50% · 4.625%
HK$152,027
+HK$7,612/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,830/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,253 · Scale 2, in force from 26 Feb 2026)