LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,427
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,555
−HK$2,163/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$77,142
+HK$4,424/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,124
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,071/mo
Today · 4.125%
HK$80,237
baseline
▲ 0.50% · 4.625%
HK$84,466
+HK$4,229/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,474/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,112
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,666
−HK$2,595/mo
Today · 4.125%
HK$87,261
baseline
▲ 0.50% · 4.625%
HK$92,571
+HK$5,310/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$174,522/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,349
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,799
−HK$2,485/mo
Today · 4.125%
HK$96,284
baseline
▲ 0.50% · 4.625%
HK$101,359
+HK$5,075/mo
Deposit HK$12.00M · loan HK$18.00M · min. income ≈ HK$192,568/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,797
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,777
−HK$3,028/mo
Today · 4.125%
HK$101,805
baseline
▲ 0.50% · 4.625%
HK$107,999
+HK$6,194/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,610/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,574
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,432
−HK$2,899/mo
Today · 4.125%
HK$112,331
baseline
▲ 0.50% · 4.625%
HK$118,252
+HK$5,921/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,662/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,168
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$126,999
−HK$3,893/mo
Today · 4.125%
HK$130,892
baseline
▲ 0.50% · 4.625%
HK$138,856
+HK$7,964/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,784/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,023
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,698
−HK$3,728/mo
Today · 4.125%
HK$144,426
baseline
▲ 0.50% · 4.625%
HK$152,039
+HK$7,613/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,852/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,353 · Scale 2, in force from 26 Feb 2026)