LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,427
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,556
−HK$2,162/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$77,143
+HK$4,425/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,125
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,071/mo
Today · 4.125%
HK$80,237
baseline
▲ 0.50% · 4.625%
HK$84,467
+HK$4,230/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,474/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,113
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,667
−HK$2,595/mo
Today · 4.125%
HK$87,262
baseline
▲ 0.50% · 4.625%
HK$92,572
+HK$5,310/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$174,524/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,350
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,800
−HK$2,485/mo
Today · 4.125%
HK$96,285
baseline
▲ 0.50% · 4.625%
HK$101,360
+HK$5,075/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$192,570/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,798
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,778
−HK$3,028/mo
Today · 4.125%
HK$101,806
baseline
▲ 0.50% · 4.625%
HK$108,000
+HK$6,194/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,612/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,575
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,433
−HK$2,899/mo
Today · 4.125%
HK$112,332
baseline
▲ 0.50% · 4.625%
HK$118,254
+HK$5,922/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,664/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,169
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$127,000
−HK$3,893/mo
Today · 4.125%
HK$130,893
baseline
▲ 0.50% · 4.625%
HK$138,857
+HK$7,964/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,786/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,024
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,699
−HK$3,728/mo
Today · 4.125%
HK$144,427
baseline
▲ 0.50% · 4.625%
HK$152,040
+HK$7,613/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,854/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,365 · Scale 2, in force from 26 Feb 2026)