LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,428
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,557
−HK$2,162/mo
Today · 4.125%
HK$72,719
baseline
▲ 0.50% · 4.625%
HK$77,144
+HK$4,425/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$145,438/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,126
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,168
−HK$2,071/mo
Today · 4.125%
HK$80,239
baseline
▲ 0.50% · 4.625%
HK$84,468
+HK$4,229/mo
Deposit HK$15.00M · loan HK$15.00M · min. income ≈ HK$160,478/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,114
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,668
−HK$2,595/mo
Today · 4.125%
HK$87,263
baseline
▲ 0.50% · 4.625%
HK$92,573
+HK$5,310/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$174,526/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,351
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,801
−HK$2,485/mo
Today · 4.125%
HK$96,286
baseline
▲ 0.50% · 4.625%
HK$101,362
+HK$5,076/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$192,572/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,800
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,780
−HK$3,027/mo
Today · 4.125%
HK$101,807
baseline
▲ 0.50% · 4.625%
HK$108,002
+HK$6,195/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,614/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,576
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,435
−HK$2,899/mo
Today · 4.125%
HK$112,334
baseline
▲ 0.50% · 4.625%
HK$118,255
+HK$5,921/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,668/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,171
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$127,002
−HK$3,893/mo
Today · 4.125%
HK$130,895
baseline
▲ 0.50% · 4.625%
HK$138,860
+HK$7,965/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,790/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,027
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,702
−HK$3,728/mo
Today · 4.125%
HK$144,430
baseline
▲ 0.50% · 4.625%
HK$152,043
+HK$7,613/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,860/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,386 · Scale 2, in force from 26 Feb 2026)