LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,434
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$2,163/mo
Today · 4.125%
HK$72,725
baseline
▲ 0.50% · 4.625%
HK$77,150
+HK$4,425/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,450/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,132
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,174
−HK$2,071/mo
Today · 4.125%
HK$80,245
baseline
▲ 0.50% · 4.625%
HK$84,475
+HK$4,230/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,490/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,121
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,675
−HK$2,595/mo
Today · 4.125%
HK$87,270
baseline
▲ 0.50% · 4.625%
HK$92,580
+HK$5,310/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$174,540/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,358
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,808
−HK$2,486/mo
Today · 4.125%
HK$96,294
baseline
▲ 0.50% · 4.625%
HK$101,370
+HK$5,076/mo
Deposit HK$12.00M · loan HK$18.01M · min. income ≈ HK$192,588/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,807
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,787
−HK$3,028/mo
Today · 4.125%
HK$101,815
baseline
▲ 0.50% · 4.625%
HK$108,011
+HK$6,196/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,630/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,585
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,443
−HK$2,900/mo
Today · 4.125%
HK$112,343
baseline
▲ 0.50% · 4.625%
HK$118,265
+HK$5,922/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,686/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,181
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$127,012
−HK$3,893/mo
Today · 4.125%
HK$130,905
baseline
▲ 0.50% · 4.625%
HK$138,871
+HK$7,966/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,810/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,037
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,713
−HK$3,728/mo
Today · 4.125%
HK$144,441
baseline
▲ 0.50% · 4.625%
HK$152,055
+HK$7,614/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,882/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,487 · Scale 2, in force from 26 Feb 2026)