LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,437
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$2,163/mo
Today · 4.125%
HK$72,729
baseline
▲ 0.50% · 4.625%
HK$77,154
+HK$4,425/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,458/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,136
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,178
−HK$2,071/mo
Today · 4.125%
HK$80,249
baseline
▲ 0.50% · 4.625%
HK$84,479
+HK$4,230/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,498/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,125
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,679
−HK$2,595/mo
Today · 4.125%
HK$87,274
baseline
▲ 0.50% · 4.625%
HK$92,585
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,548/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,363
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,813
−HK$2,486/mo
Today · 4.125%
HK$96,299
baseline
▲ 0.50% · 4.625%
HK$101,375
+HK$5,076/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,598/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,812
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,792
−HK$3,028/mo
Today · 4.125%
HK$101,820
baseline
▲ 0.50% · 4.625%
HK$108,016
+HK$6,196/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,640/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,590
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,449
−HK$2,900/mo
Today · 4.125%
HK$112,349
baseline
▲ 0.50% · 4.625%
HK$118,271
+HK$5,922/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,698/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,187
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$127,019
−HK$3,893/mo
Today · 4.125%
HK$130,912
baseline
▲ 0.50% · 4.625%
HK$138,877
+HK$7,965/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,824/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,044
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,720
−HK$3,728/mo
Today · 4.125%
HK$144,448
baseline
▲ 0.50% · 4.625%
HK$152,062
+HK$7,614/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,896/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,549 · Scale 2, in force from 26 Feb 2026)