LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,441
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,570
−HK$2,162/mo
Today · 4.125%
HK$72,732
baseline
▲ 0.50% · 4.625%
HK$77,158
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,464/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,139
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,182
−HK$2,071/mo
Today · 4.125%
HK$80,253
baseline
▲ 0.50% · 4.625%
HK$84,483
+HK$4,230/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,506/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,129
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,683
−HK$2,596/mo
Today · 4.125%
HK$87,279
baseline
▲ 0.50% · 4.625%
HK$92,590
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,558/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,367
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,818
−HK$2,486/mo
Today · 4.125%
HK$96,304
baseline
▲ 0.50% · 4.625%
HK$101,380
+HK$5,076/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,608/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,817
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,797
−HK$3,028/mo
Today · 4.125%
HK$101,825
baseline
▲ 0.50% · 4.625%
HK$108,021
+HK$6,196/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,650/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,595
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,454
−HK$2,900/mo
Today · 4.125%
HK$112,354
baseline
▲ 0.50% · 4.625%
HK$118,277
+HK$5,923/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,708/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,193
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$127,025
−HK$3,893/mo
Today · 4.125%
HK$130,918
baseline
▲ 0.50% · 4.625%
HK$138,884
+HK$7,966/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,836/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,051
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,727
−HK$3,729/mo
Today · 4.125%
HK$144,456
baseline
▲ 0.50% · 4.625%
HK$152,070
+HK$7,614/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,912/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,614 · Scale 2, in force from 26 Feb 2026)