LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,442
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,571
−HK$2,163/mo
Today · 4.125%
HK$72,734
baseline
▲ 0.50% · 4.625%
HK$77,160
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,468/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,141
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,184
−HK$2,071/mo
Today · 4.125%
HK$80,255
baseline
▲ 0.50% · 4.625%
HK$84,486
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,510/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,131
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,686
−HK$2,595/mo
Today · 4.125%
HK$87,281
baseline
▲ 0.50% · 4.625%
HK$92,592
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,562/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,370
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,820
−HK$2,486/mo
Today · 4.125%
HK$96,306
baseline
▲ 0.50% · 4.625%
HK$101,383
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,612/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,819
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,800
−HK$3,028/mo
Today · 4.125%
HK$101,828
baseline
▲ 0.50% · 4.625%
HK$108,024
+HK$6,196/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,656/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,598
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,457
−HK$2,900/mo
Today · 4.125%
HK$112,357
baseline
▲ 0.50% · 4.625%
HK$118,280
+HK$5,923/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,714/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,196
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,028
−HK$3,894/mo
Today · 4.125%
HK$130,922
baseline
▲ 0.50% · 4.625%
HK$138,888
+HK$7,966/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,844/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,055
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,730
−HK$3,729/mo
Today · 4.125%
HK$144,459
baseline
▲ 0.50% · 4.625%
HK$152,074
+HK$7,615/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,918/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,647 · Scale 2, in force from 26 Feb 2026)