LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,443
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,572
−HK$2,163/mo
Today · 4.125%
HK$72,735
baseline
▲ 0.50% · 4.625%
HK$77,161
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,470/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,142
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,184
−HK$2,072/mo
Today · 4.125%
HK$80,256
baseline
▲ 0.50% · 4.625%
HK$84,486
+HK$4,230/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,512/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,132
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,686
−HK$2,596/mo
Today · 4.125%
HK$87,282
baseline
▲ 0.50% · 4.625%
HK$92,593
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,564/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,371
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,821
−HK$2,486/mo
Today · 4.125%
HK$96,307
baseline
▲ 0.50% · 4.625%
HK$101,383
+HK$5,076/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,614/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,820
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,801
−HK$3,028/mo
Today · 4.125%
HK$101,829
baseline
▲ 0.50% · 4.625%
HK$108,025
+HK$6,196/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$203,658/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,599
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,458
−HK$2,900/mo
Today · 4.125%
HK$112,358
baseline
▲ 0.50% · 4.625%
HK$118,281
+HK$5,923/mo
Deposit HK$9.00M · loan HK$21.01M · min. income ≈ HK$224,716/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,197
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,029
−HK$3,894/mo
Today · 4.125%
HK$130,923
baseline
▲ 0.50% · 4.625%
HK$138,889
+HK$7,966/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$261,846/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,056
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,732
−HK$3,729/mo
Today · 4.125%
HK$144,461
baseline
▲ 0.50% · 4.625%
HK$152,075
+HK$7,614/mo
Deposit HK$3.00M · loan HK$27.01M · min. income ≈ HK$288,922/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,658 · Scale 2, in force from 26 Feb 2026)