LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,446
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,575
−HK$2,163/mo
Today · 4.125%
HK$72,738
baseline
▲ 0.50% · 4.625%
HK$77,164
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,476/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,146
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,188
−HK$2,072/mo
Today · 4.125%
HK$80,260
baseline
▲ 0.50% · 4.625%
HK$84,490
+HK$4,230/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,520/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,136
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,690
−HK$2,596/mo
Today · 4.125%
HK$87,286
baseline
▲ 0.50% · 4.625%
HK$92,597
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,572/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,375
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,826
−HK$2,486/mo
Today · 4.125%
HK$96,312
baseline
▲ 0.50% · 4.625%
HK$101,388
+HK$5,076/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,624/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,825
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,805
−HK$3,029/mo
Today · 4.125%
HK$101,834
baseline
▲ 0.50% · 4.625%
HK$108,030
+HK$6,196/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$203,668/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,604
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,463
−HK$2,901/mo
Today · 4.125%
HK$112,364
baseline
▲ 0.50% · 4.625%
HK$118,286
+HK$5,922/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$224,728/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,203
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,036
−HK$3,893/mo
Today · 4.125%
HK$130,929
baseline
▲ 0.50% · 4.625%
HK$138,896
+HK$7,967/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,858/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,062
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,738
−HK$3,729/mo
Today · 4.125%
HK$144,467
baseline
▲ 0.50% · 4.625%
HK$152,083
+HK$7,616/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,934/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,720 · Scale 2, in force from 26 Feb 2026)