LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,450
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,579
−HK$2,164/mo
Today · 4.125%
HK$72,743
baseline
▲ 0.50% · 4.625%
HK$77,169
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,486/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,150
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,193
−HK$2,071/mo
Today · 4.125%
HK$80,264
baseline
▲ 0.50% · 4.625%
HK$84,495
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,528/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,140
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,695
−HK$2,596/mo
Today · 4.125%
HK$87,291
baseline
▲ 0.50% · 4.625%
HK$92,603
+HK$5,312/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,582/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,380
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,831
−HK$2,486/mo
Today · 4.125%
HK$96,317
baseline
▲ 0.50% · 4.625%
HK$101,394
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,634/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,830
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,811
−HK$3,029/mo
Today · 4.125%
HK$101,840
baseline
▲ 0.50% · 4.625%
HK$108,037
+HK$6,197/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$203,680/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,610
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,470
−HK$2,900/mo
Today · 4.125%
HK$112,370
baseline
▲ 0.50% · 4.625%
HK$118,293
+HK$5,923/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$224,740/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,211
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,043
−HK$3,894/mo
Today · 4.125%
HK$130,937
baseline
▲ 0.50% · 4.625%
HK$138,904
+HK$7,967/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,874/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,070
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,747
−HK$3,729/mo
Today · 4.125%
HK$144,476
baseline
▲ 0.50% · 4.625%
HK$152,091
+HK$7,615/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,952/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,794 · Scale 2, in force from 26 Feb 2026)