LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,451
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,581
−HK$2,163/mo
Today · 4.125%
HK$72,744
baseline
▲ 0.50% · 4.625%
HK$77,170
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,488/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,151
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,194
−HK$2,072/mo
Today · 4.125%
HK$80,266
baseline
▲ 0.50% · 4.625%
HK$84,497
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,532/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,142
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,697
−HK$2,596/mo
Today · 4.125%
HK$87,293
baseline
▲ 0.50% · 4.625%
HK$92,604
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,586/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,382
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,832
−HK$2,487/mo
Today · 4.125%
HK$96,319
baseline
▲ 0.50% · 4.625%
HK$101,396
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,638/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,832
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,813
−HK$3,028/mo
Today · 4.125%
HK$101,841
baseline
▲ 0.50% · 4.625%
HK$108,038
+HK$6,197/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$203,682/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,612
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,471
−HK$2,901/mo
Today · 4.125%
HK$112,372
baseline
▲ 0.50% · 4.625%
HK$118,295
+HK$5,923/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$224,744/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,212
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,045
−HK$3,894/mo
Today · 4.125%
HK$130,939
baseline
▲ 0.50% · 4.625%
HK$138,906
+HK$7,967/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,878/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,073
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,749
−HK$3,729/mo
Today · 4.125%
HK$144,478
baseline
▲ 0.50% · 4.625%
HK$152,094
+HK$7,616/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,956/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,813 · Scale 2, in force from 26 Feb 2026)