LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,452
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,581
−HK$2,164/mo
Today · 4.125%
HK$72,745
baseline
▲ 0.50% · 4.625%
HK$77,171
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,490/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,152
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,195
−HK$2,072/mo
Today · 4.125%
HK$80,267
baseline
▲ 0.50% · 4.625%
HK$84,498
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,534/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,143
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,698
−HK$2,596/mo
Today · 4.125%
HK$87,294
baseline
▲ 0.50% · 4.625%
HK$92,605
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,588/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,383
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,834
−HK$2,486/mo
Today · 4.125%
HK$96,320
baseline
▲ 0.50% · 4.625%
HK$101,397
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,640/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,833
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,814
−HK$3,029/mo
Today · 4.125%
HK$101,843
baseline
▲ 0.50% · 4.625%
HK$108,039
+HK$6,196/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$203,686/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,613
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,473
−HK$2,900/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$118,297
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,214
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,046
−HK$3,894/mo
Today · 4.125%
HK$130,940
baseline
▲ 0.50% · 4.625%
HK$138,908
+HK$7,968/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,880/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,074
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,750
−HK$3,730/mo
Today · 4.125%
HK$144,480
baseline
▲ 0.50% · 4.625%
HK$152,096
+HK$7,616/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,960/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,829 · Scale 2, in force from 26 Feb 2026)