LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,453
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,582
−HK$2,164/mo
Today · 4.125%
HK$72,746
baseline
▲ 0.50% · 4.625%
HK$77,172
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,492/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,153
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,196
−HK$2,072/mo
Today · 4.125%
HK$80,268
baseline
▲ 0.50% · 4.625%
HK$84,499
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,536/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,144
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,699
−HK$2,596/mo
Today · 4.125%
HK$87,295
baseline
▲ 0.50% · 4.625%
HK$92,606
+HK$5,311/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,590/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,384
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,835
−HK$2,486/mo
Today · 4.125%
HK$96,321
baseline
▲ 0.50% · 4.625%
HK$101,398
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,642/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,834
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,815
−HK$3,029/mo
Today · 4.125%
HK$101,844
baseline
▲ 0.50% · 4.625%
HK$108,041
+HK$6,197/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$203,688/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,615
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,474
−HK$2,901/mo
Today · 4.125%
HK$112,375
baseline
▲ 0.50% · 4.625%
HK$118,298
+HK$5,923/mo
Deposit HK$9.01M · loan HK$21.01M · min. income ≈ HK$224,750/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,215
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,048
−HK$3,894/mo
Today · 4.125%
HK$130,942
baseline
▲ 0.50% · 4.625%
HK$138,910
+HK$7,968/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,884/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,076
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,752
−HK$3,730/mo
Today · 4.125%
HK$144,482
baseline
▲ 0.50% · 4.625%
HK$152,097
+HK$7,615/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,964/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,844 · Scale 2, in force from 26 Feb 2026)