LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,457
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,587
−HK$2,163/mo
Today · 4.125%
HK$72,750
baseline
▲ 0.50% · 4.625%
HK$77,177
+HK$4,427/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,500/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,158
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,201
−HK$2,072/mo
Today · 4.125%
HK$80,273
baseline
▲ 0.50% · 4.625%
HK$84,504
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,546/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,149
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,704
−HK$2,596/mo
Today · 4.125%
HK$87,300
baseline
▲ 0.50% · 4.625%
HK$92,612
+HK$5,312/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,600/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,390
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,841
−HK$2,486/mo
Today · 4.125%
HK$96,327
baseline
▲ 0.50% · 4.625%
HK$101,405
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,654/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,840
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,821
−HK$3,029/mo
Today · 4.125%
HK$101,850
baseline
▲ 0.50% · 4.625%
HK$108,048
+HK$6,198/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,700/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,621
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,481
−HK$2,901/mo
Today · 4.125%
HK$112,382
baseline
▲ 0.50% · 4.625%
HK$118,305
+HK$5,923/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,764/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,223
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,056
−HK$3,894/mo
Today · 4.125%
HK$130,950
baseline
▲ 0.50% · 4.625%
HK$138,918
+HK$7,968/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,900/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,084
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,761
−HK$3,730/mo
Today · 4.125%
HK$144,491
baseline
▲ 0.50% · 4.625%
HK$152,107
+HK$7,616/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,982/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,924 · Scale 2, in force from 26 Feb 2026)