LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,458
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,587
−HK$2,164/mo
Today · 4.125%
HK$72,751
baseline
▲ 0.50% · 4.625%
HK$77,177
+HK$4,426/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,502/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,158
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,201
−HK$2,072/mo
Today · 4.125%
HK$80,273
baseline
▲ 0.50% · 4.625%
HK$84,504
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,546/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,149
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,705
−HK$2,596/mo
Today · 4.125%
HK$87,301
baseline
▲ 0.50% · 4.625%
HK$92,613
+HK$5,312/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,602/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,390
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,841
−HK$2,487/mo
Today · 4.125%
HK$96,328
baseline
▲ 0.50% · 4.625%
HK$101,405
+HK$5,077/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,656/mo (50% DSR)
Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,841
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,822
−HK$3,029/mo
Today · 4.125%
HK$101,851
baseline
▲ 0.50% · 4.625%
HK$108,048
+HK$6,197/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,702/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,622
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,481
−HK$2,901/mo
Today · 4.125%
HK$112,382
baseline
▲ 0.50% · 4.625%
HK$118,306
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,764/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,224
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,057
−HK$3,894/mo
Today · 4.125%
HK$130,951
baseline
▲ 0.50% · 4.625%
HK$138,919
+HK$7,968/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,902/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,085
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,762
−HK$3,730/mo
Today · 4.125%
HK$144,492
baseline
▲ 0.50% · 4.625%
HK$152,108
+HK$7,616/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$288,984/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,275,932 · Scale 2, in force from 26 Feb 2026)