LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,463
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,592
−HK$2,164/mo
Today · 4.125%
HK$72,756
baseline
▲ 0.50% · 4.625%
HK$77,183
+HK$4,427/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,512/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,164
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,207
−HK$2,072/mo
Today · 4.125%
HK$80,279
baseline
▲ 0.50% · 4.625%
HK$84,511
+HK$4,232/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,558/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,155
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,711
−HK$2,596/mo
Today · 4.125%
HK$87,307
baseline
▲ 0.50% · 4.625%
HK$92,619
+HK$5,312/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,614/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,397
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,848
−HK$2,487/mo
Today · 4.125%
HK$96,335
baseline
▲ 0.50% · 4.625%
HK$101,413
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,670/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,848
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,829
−HK$3,029/mo
Today · 4.125%
HK$101,858
baseline
▲ 0.50% · 4.625%
HK$108,056
+HK$6,198/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,716/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,630
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,489
−HK$2,902/mo
Today · 4.125%
HK$112,391
baseline
▲ 0.50% · 4.625%
HK$118,315
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,782/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,233
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,066
−HK$3,895/mo
Today · 4.125%
HK$130,961
baseline
▲ 0.50% · 4.625%
HK$138,929
+HK$7,968/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,922/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,095
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,772
−HK$3,730/mo
Today · 4.125%
HK$144,502
baseline
▲ 0.50% · 4.625%
HK$152,119
+HK$7,617/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$289,004/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,025 · Scale 2, in force from 26 Feb 2026)