LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,463
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,593
−HK$2,164/mo
Today · 4.125%
HK$72,757
baseline
▲ 0.50% · 4.625%
HK$77,184
+HK$4,427/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,514/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,165
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,208
−HK$2,072/mo
Today · 4.125%
HK$80,280
baseline
▲ 0.50% · 4.625%
HK$84,512
+HK$4,232/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,560/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,156
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,712
−HK$2,596/mo
Today · 4.125%
HK$87,308
baseline
▲ 0.50% · 4.625%
HK$92,621
+HK$5,313/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$174,616/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,398
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,849
−HK$2,487/mo
Today · 4.125%
HK$96,336
baseline
▲ 0.50% · 4.625%
HK$101,414
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.01M · min. income ≈ HK$192,672/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,849
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,830
−HK$3,029/mo
Today · 4.125%
HK$101,859
baseline
▲ 0.50% · 4.625%
HK$108,057
+HK$6,198/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,718/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,631
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,491
−HK$2,901/mo
Today · 4.125%
HK$112,392
baseline
▲ 0.50% · 4.625%
HK$118,316
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,784/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,234
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,068
−HK$3,894/mo
Today · 4.125%
HK$130,962
baseline
▲ 0.50% · 4.625%
HK$138,931
+HK$7,969/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,924/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,097
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,774
−HK$3,730/mo
Today · 4.125%
HK$144,504
baseline
▲ 0.50% · 4.625%
HK$152,121
+HK$7,617/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$289,008/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,040 · Scale 2, in force from 26 Feb 2026)