LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,468
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$2,164/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$77,189
+HK$4,427/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,170
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,213
−HK$2,073/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$84,517
+HK$4,231/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,162
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,718
−HK$2,596/mo
Today · 4.125%
HK$87,314
baseline
▲ 0.50% · 4.625%
HK$92,627
+HK$5,313/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,628/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,404
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,856
−HK$2,487/mo
Today · 4.125%
HK$96,343
baseline
▲ 0.50% · 4.625%
HK$101,421
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,686/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,856
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,837
−HK$3,030/mo
Today · 4.125%
HK$101,867
baseline
▲ 0.50% · 4.625%
HK$108,065
+HK$6,198/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,734/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,638
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,498
−HK$2,902/mo
Today · 4.125%
HK$112,400
baseline
▲ 0.50% · 4.625%
HK$118,324
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,800/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,243
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$127,076
−HK$3,895/mo
Today · 4.125%
HK$130,971
baseline
▲ 0.50% · 4.625%
HK$138,941
+HK$7,970/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,942/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,107
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,784
−HK$3,730/mo
Today · 4.125%
HK$144,514
baseline
▲ 0.50% · 4.625%
HK$152,131
+HK$7,617/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$289,028/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,130 · Scale 2, in force from 26 Feb 2026)