LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,471
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,600
−HK$2,164/mo
Today · 4.125%
HK$72,764
baseline
▲ 0.50% · 4.625%
HK$77,192
+HK$4,428/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$145,528/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,173
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,216
−HK$2,072/mo
Today · 4.125%
HK$80,288
baseline
▲ 0.50% · 4.625%
HK$84,520
+HK$4,232/mo
Deposit HK$15.01M · loan HK$15.01M · min. income ≈ HK$160,576/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,165
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,721
−HK$2,596/mo
Today · 4.125%
HK$87,317
baseline
▲ 0.50% · 4.625%
HK$92,630
+HK$5,313/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$174,634/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,407
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,859
−HK$2,487/mo
Today · 4.125%
HK$96,346
baseline
▲ 0.50% · 4.625%
HK$101,424
+HK$5,078/mo
Deposit HK$12.01M · loan HK$18.02M · min. income ≈ HK$192,692/mo (50% DSR)
Upfront cash ≈ HK$13.29M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,859
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,841
−HK$3,029/mo
Today · 4.125%
HK$101,870
baseline
▲ 0.50% · 4.625%
HK$108,069
+HK$6,199/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$203,740/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,642
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,502
−HK$2,902/mo
Today · 4.125%
HK$112,404
baseline
▲ 0.50% · 4.625%
HK$118,328
+HK$5,924/mo
Deposit HK$9.01M · loan HK$21.02M · min. income ≈ HK$224,808/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,247
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,081
−HK$3,895/mo
Today · 4.125%
HK$130,976
baseline
▲ 0.50% · 4.625%
HK$138,945
+HK$7,969/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$261,952/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,111
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$140,788
−HK$3,731/mo
Today · 4.125%
HK$144,519
baseline
▲ 0.50% · 4.625%
HK$152,137
+HK$7,618/mo
Deposit HK$3.00M · loan HK$27.02M · min. income ≈ HK$289,038/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$1,276,173 · Scale 2, in force from 26 Feb 2026)